All of us have occasions to use these cards. What else is there to say about that? I don't usually have any on hand and most often have to make one quick.
Here is an elegant yet very simple card. I used the Birch cardstock as the base. The decorative paper came from the Genevieve collection. Both of these are edged with Burnt Umber and then I distressed the edges of the decorative green background paper. The stamp is from With Sympathy and embossed with copper. I used the colluzzle for the oval shape and edged that with Burnt Umber also. The organza ribbon seems to add just the right touch.